Efficient. Powerful. Scalable.

Drive Growth with the Fastest-Growing Wholesale Lender

We combine speed, simplicity, powerful loan products, and competitive pricing so you can deliver exceptional client experiences and scale your business with confidence

Exclusive to TPO Partners

Exclusively for Brokers and Non-Delegated Lenders.

Fast Turn Times

Fast, predictable turn times that keep your closings on schedule.

Expert Team

Fast decisions and guidance from seasoned mortgage pros.

Industry Leading Flex Non-QM Programs

Flex NQM Income: For clients who need flexible options in documenting their income
Flex NQM Income Max: Flexible income documentation, built for larger loan amounts.
Flex NQM DSCR: For investors qualifying based on property cash flow rather than personal income.
Flex NQM DSCR Max: Cash flow qualifying for larger investment properties and expanded loan amounts.
Flex NQM Equity Closed-End Second: Flexible income options let borrowers tap into home equity.

A Full Suite of Lending Solutions for More Closings

Second Mortgages

Two home equity solutions that give you the right fit for every borrower, whether speed or flexibility matters most.

Non-QM

Expand your reach with Non-QM solutions that qualify borrowers based on how they actually earn.

Wealth Builder

More than a mortgage. Wealth Builder gives your clients a smarter way to manage their home loan and their cash flow.

Conventional

Give your well-qualified borrowers competitive rates and a smooth path to the closing table.

FHA

FHA financing that makes homeownership more attainable, with low down payment options and flexible credit guidelines.

VA

Serve those who served. VA financing with no mortgage insurance and competitive rates

USDA

Expand your market with USDA financing for eligible rural and suburban communities.

Buy Before You Sell and DTI Drop

Win more purchase deals by letting clients buy now and sell later, without the stress of timing two transactions.

Hard Money for Investors

Give your investor clients the speed to win the deal and the flexibility to fund it.

Simplify. Support. Succeed.

Making Loan Origination Easy

Partner with Averra Financial, Inc., manage your pipeline with our simple portal, close fast, and scale your business.

Experienced Account Executives
Dedicated Point of Contact from Submission to Close
Diverse Product Mix
Flexible Credit Guidelines
Streamlined Loan Portal
Fast, Predictable Turn Times

Stay Updated on Averra Programs!

What Our Customers Are Saying

"Our Account Executive at Averra has been phenomenal. They’re always available, incredibly knowledgeable, and feel like an extension of our team. Having that kind of support has made all the difference in our production."

David R.

Loan Officer, Texas

"Averra’s Non-QM products have completely changed the game for us. We’re qualifying more borrowers, winning deals other lenders can’t, and growing our business month over month. It’s our edge in this market."

Jason T.

Mortgage Broker, Florida

"Just three business days before a scheduled close, an issue was identified in the subject property address on the loan documents. The Averra Operations team responded immediately, clearly outlining next steps and advancing the file through underwriting and closing without delay. Corrected loan documents were released to escrow in under 90 minutes. The loan funded and closed on schedule with a satisfied agent and very happy clients. This experience reflects the strength of Averra Operations. Clear communication. Fast execution. Coordinated teamwork across underwriting, pipeline support, closing, and funding. It is why I trust Averra to deliver, even when issues arise close to the finish line.

Brian I.

Loan Originator, California

"With the Equity Suite, we’ve been able to offer solutions to homeowners who didn’t think they had options. From HELOCs to debt consolidation, Averra gave us the tools to build deeper client relationships and more revenue."

Marcus J.

Independent LO, Georgia

"Averra isn’t just a lender—they’re a true partner. Every file we’ve sent their way has been handled with urgency, precision, and clear communication. Their commitment to service has helped us close more loans, faster."

Amanda L.

Broker Owner, Arizona

"The underwriter on our recent Non-QM file was hands-down the best I’ve worked with in years. Instead of looking for reasons to decline, they looked for ways to make the deal work—professionally and proactively."

Michelle B.

Branch Manager, California